Just the thought of the government "looking at your net worth" and bank account statement info to determine "what you can afford." gives me the chills.
Steve, you're right... but they would have done this if you needed Medicaid for a nursing home or assisted living.
This is why we need reform...
1. We need a transportable catastrophic insurance coverage wuth no frills. Every citizen deserves this.
- this will create interstate competition for a policy - if the territory expands, the rates drop
- we can use existing allocations to fund those without insurance. That's right - revamp Medicaid.
- elimination of misleading gatekeeping by insurance access to specialty care and for "experimental"procedures. That's right - a commitment from insurance to consider lower cost testing in a timely fashion - not simply deny it for 5 or 6 years.
2. We need the ability to purchase additional coverage - according to what we need and want - not what our employer has negotiated
- transparency in underwriting is needed
- elimination of claims denial for pre-exiting conditions
3. We need tort reform - to eliminate the fear of huge malpractice and to eliminate unnecessary testing
4. We need Electronic Health Records - to eliminate the waste of multiple record keeping
5. We need to lead healthier lifestyles - and avoid the complications of an unhealthy lifestyle (like President Kennedy's fitness programs in school)