You don't have much control over your current insurance, If you receive insurance from an employer, the employer is apt to change insurers to get the best rates possible for themselves. Moreover, your doctor may choose to not deal with certain insurers.
That says it all right there, as far as I'm concerned.
Frankly, I'd be perfectly content if they dropped the whole thing, but that isn't going to happen. On the other hand, I can't get worked up about it because I have yet to see a health insurance plan that is exactly what the consumer wants. I suppose those who can afford to buy whatever coverage they want from whatever provider they want are happy with things as they are. But for everyone else, it's a crap shoot. Each year, I have to do with less coverage or pay a higher premium. This while my paycheck is smaller because of the recession.
I sign up only because it's better than having no insurance at all.
Here's a story for you. At the newspaper, we were insured by Blue Cross & Blue Shield of Mississippi. The service was flexible and probably as good as one can expect while working for somebody else. I had some services done, and had no problems with the coverage kicking in.
At the end of 2003, I left the paper and tried the life insurance game. That company also had Blue Cross and Blue Shield. I thought I was in good shape.
Wrong!
Because Liberty National's corporate office was in Birmingham, it was Blue Cross & Blue Shield of Alabama. That slight difference meant they would NOT pick up the tab for "pre-existing conditions" without my jumping through a number of bureaucratic hoops.
Ridiculous.
It's the same damn company, but with a regional headquarters in a different state, and they treated me like I was a NEW customer.
Do I want the government taking over anything? No.
But do I fear it? No.
If free market competition is the best way to make health care efficient and affordable, why hasn't that been done?
This debate is like asking the sexual assault victim whether an acquaintance or a stranger is the preferred attacker.